Ever wonder what actually happens before the Fed announces interest rate changes? In this episode, Stephanie sits down with Josephine Moran—CEO of Ledyard Financial Group and board director at the Boston Federal Reserve—to demystify how banks work and how the Fed makes decisions. They covered: → How community banks differ from big banks (and why it matters for your money) → The structure of the Federal Reserve and how rate decisions actually get made→ Why short-term vs. long-term interest rates affect different parts of your financial life→ The inverted yield curve, soft landing, and what it all means→ Women in banking leadership: 60% of bank employees are women, but only 7% of CEOsWhether you're trying to understand what the Fed does or just want to know how interest rates impact your savings, mortgage, and investments—this conversation breaks it down.Talk Rich to Me is a production of Huntress Wealth. On each episode, we explore the human side of finance. For more chill takes on finance subscribe to our newsletter at https://www.huntresswealth.com/. Have a financial journey you want to share on our podcast? Curious about starting on your financial plan? Email [email protected] for questions.

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