In this episode of Talk Rich To Me, Ysenia and Stephanie get real about seasonal spending anxiety, why budget is the real “b”word and frugal is the real “f”word. And, they share the uncomfortable conversations they’ve had with each other about money that actually strengthened their friendship.Here is what they discuss: → "Frugal" is a loaded word—and we need to stop using spending habits as moral judgments → Budgeting vs. aligning spending with your values.  → How marketing affects your children’s impulsions (and yours) → Why Budgeting Out Loud is useful - stop worrying about people’s judgements Bottom line: Looking at your finances is way less scary than avoiding them… If you're hitting that 10-20% savings/investing goal, stop obsessing over budgets. If you're not there yet, that's okay too—but you won't know until you look.This holiday season, give yourself permission to spend according to YOUR values, not everyone else's expectations.Talk Rich to Me is a production of Huntress Wealth. On each episode, we explore the human side of finance. For more chill takes on finance subscribe to our newsletter at https://www.huntresswealth.com/. Have a financial journey you want to share on our podcast? Curious about starting on your financial plan? Email [email protected] for questions.

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