Brief Summary of objectives (3):Credit scores vs. credit reportWhy bother with credit report?Building good creditCreditTopic 1: Credit scores vs. credit reportWhy does it matter how we have paid a credit card on time?Credit score only when you are trying to use itTop thing to effect your credit score is paying on time, how much credit you have and how you have used it, with a varity of credit, your history.Topic 2: Why bother with credit report?One of the top reasons is to make sure it is accurateYou should get one credit report yearlyTopic 3: Building good creditPay your bills on time every time, shows how you can be trusted with money being loaned.Paying it on the due date might not pose on the due dateDon’t get to close to your credit limit.Maxing out credit cards aren’t good… using less than 30% of your given credit limit.Do not apply for to much credit in a short amount of time.Topic 4: Really Credit Bad credit – how do you rebuild?4 Things that don’t help credit: Prepaid Card, Debit/Cash, Taking Out Payday loan or an autoloan that are own here buy here.Call to action: Take a moment today and to go get your credit report.Resources and where to [email protected] – UAEX White CountyIG/Pinterest – katiecullumuaexfcsWebsite: https://www.uaex.uada.edu/life-skills-wellness/personal-finance/Credit – Credit Help for Arkansans: Names and Numbers to Know - FSFCS91 (uada.edu)Thank you for tuning into Stacked Intent to be authentically YOU! Be sure to leave a review and follow us on instagram.

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