Do you save then spend, or spend then save.

31/03/2023 16 min Temporada 2 Episodio 7

Listen " Do you save then spend, or spend then save."

Episode Synopsis


Are you tired of stressing about money?

Do you want to take control of your spending and enjoy life without breaking the bank? If so, you're in the right place.

Today, we're talking with Samantha Boardman, founder of Spending Made Easy, a budgeting and spending plan business that helps single parents, families, and individuals remove the stress around money.

Samantha joined us on Podcast City Radio to discuss her approach to budgeting and how it allowed her to enjoy a mini cruise without any financial worries.

The Importance of Budgeting

Samantha emphasizes the importance of having a budgeting plan in place, especially when it comes to planning for fun experiences like vacations.

By knowing how much money you need for a specific event or trip, you can save accordingly and ensure that you have the right amount of funds to cover it.

For example, Samantha had always wanted to go on a three-day cruise. She knew that the cost would be around $500, so she included that amount in her spending plan. By allocating and saving for this expense, she was able to book the cruise without any financial stress.

Finding Deals and Surplus Funds

One of the benefits of having a budget in place is that it allows you to take advantage of deals and sales when they arise. In Samantha's case, she could book a balcony room on her cruise for just $350, thanks to a sale. This left her with a $150 surplus in her budget, which she could use for other expenses or save for future fun experiences.

This example highlights the importance of being flexible with your budget and being open to adjusting your spending plan when opportunities arise. By doing so, you can enjoy life without breaking the bank.

Budgeting doesn't have to be a daunting task. With the right approach and mindset, you can take control of your spending and enjoy life without worrying about money. If you want to learn more about Samantha Boardman's budgeting and spending plan services, contact her at 0404 468 525 or visit spendingmadeeasy.com.au.

Remember, a well-planned budget can help you enjoy life's experiences without financial stress. So, start planning today and make the most of your hard-earned money.

https://www.spendingmadeeasy.com.au

More episodes of the podcast Spending Made Easy with Samantha Boardman on Podcast City Radio