Listen "#037 - How to setup your SMSF in 2026 (Complete Guide)"
Episode Synopsis
In this episode, Troy walks through the complete 2026 setup guide for a self-managed super fund, but in a way that actually helps you avoid the classic mistakes people make when they rush it or try to DIY.You’ll hear the three questions to ask before you do anything, why the ATO guideline balance matters for cost effectiveness, and the exact setup steps from choosing a provider through to rolling over your old super, building your investment strategy, and staying compliant year after year.He also covers the stuff that trips people up after setup like keeping insurance in your old fund until you’re sure what you’re doing, separating personal and SMSF money, sticking to the sole purpose test, and understanding the ongoing obligations like annual audits and tax returns.Ready to finally take control of your take control of your retirement savings and stop leaving your future in someone else’s hands? Book your free call with our team today to find out more: https://www.bcsmsf.com.au/contact-us/Follow us:Instagram – https://www.instagram.com/bluechipsmsf/Website – https://www.bcsmsf.com.auPlease note: The information provided in this recording is for coaching and educational purposes only. It should not be considered personal financial advice. Everyone’s situation is different, so before acting on any of the content discussed, please seek independent financial advice tailored to your specific circumstances.Timestamps: 00:00:00 - 00:00:00: Introduction00:01:00 SMSF in 2026 the complete setup guide overview00:01:18 The ATO balance guideline and why it matters for costs00:02:39 The real reasons people set up an SMSF property crypto pooling super00:03:48 Step 1 choosing your provider and why DIY is risky00:04:49 Registering with the ATO ABN TFN and regulated status00:05:13 Trust deed trustees and bank account setup00:06:18 Rollover process and the insurance trap with closing old super00:08:45 Ongoing obligations contributions rules and common mistakes
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