What if your retirement plan could bend without breaking?In this episode, John Ripley unpacks the real-world challenges of retirement planning, from tax strategies to life’s curveballs. They explore how Roth conversions can help manage future tax burdens, why paying taxes now may be a smarter approach, and how part-time work can reinforce your financial foundation. The conversation delves into the importance of emergency funds, flexible spending, and adapting to unexpected events such as layoffs or health issues. It’s not just about money; it’s about making memories and building a retirement that works for your life.See omnystudio.com/listener for privacy information.

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