With less inventory on the market right now, many people are having to make a few concessions on what they're looking for and deciding to make a few renovations instead. So whether you want to add a patio, put in a pool, or remodel a kitchen, can you roll those renovation costs into your mortgage loan? Today, Bill Litton from Cross Country Mortgage will answer that question and tell you what you need to know if you're considering making changes to your new home. It's always best to understand your options and know which questions to ask your mortgage lender when you start looking.   Here's some of what we discuss in this episode: 0:00 – Intro 1:47 – The questions we have to answer 3:43 – Scenario we're cautious of 4:30 – Appraisals 8:30 – How it impacts your rate   CONTACT: Schedule a time to meet with Bill here: https://calendly.com/blitton/ Visit the Smart Mortgage Show website for more podcasts, videos and mortgage info: https://smartmortgageshow.com/ Call: 484-352-4151. Check us out on YouTube: https://bit.ly/3KbUxAF  

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