📞 Schedule a time to meet with Bill here: https://calendly.com/blitton/ 📲 Text "LEND" to 21000 to schedule a free 15–minute consultation It's the final stretch of the year but that doesn't mean the news is slowing down. In this month's market update, Bill explains why rates are dipping, what's behind the Fed's changing approach, and how these moves could impact refinancing and homebuying decisions. We'll also discuss how seasonal factors might affect negotiations as the year winds down. Join us to hear about what's really driving the current market and what to watch heading into 2026. Here's what we discuss in this episode: 💡 Mortgage Rates: current trends and where rates are settling 💰 Refinancing Impact: who might benefit as rates drop 📊 2026 Outlook: will the upper 5% range return anytime soon? 🧭 Smart Strategy: when it makes sense to refinance 🗓️ End-of-Year Market: buyer advantages in slower seasons   CONTACT: Schedule a time to meet with Bill here: https://calendly.com/blitton/ Visit the Smart Mortgage Show website for more podcasts, videos and mortgage info: https://smartmortgageshow.com/ Call: 484-352-4151. Check us out on YouTube: https://bit.ly/3KbUxAF  

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