Your bank is designed to extract money from you through fees, and it's costing you hundreds every year. In this episode, I expose exactly how traditional banks see you as a profit center and why credit unions are almost always the better choice for your money.What You'll Discover: • Why big banks profit from confusion and complexity • How credit unions are fundamentally different (member-owned, not profit-driven) • The hidden costs of traditional banking that add up to $200-500+ annually • My exact criteria for choosing the perfect credit union • A simple two-account banking strategy that creates a financial firewall • Step-by-step action plan for making the switchKey Takeaways: ✅ Traditional banks charge monthly fees, overdraft traps, and ATM charges ✅ Credit unions offer better rates, lower fees, and personal service ✅ Most credit unions participate in shared ATM networks (thousands of free ATMs) ✅ A credit union + online bank combo gives you the best of both worlds ✅ Switching can save you hundreds of dollars per yearThis isn't anti-bank propaganda - it's pro-YOU financial strategy. Stop paying unnecessary fees and start keeping more of your hard-earned money.Resources: simplefinancebytes.com for banking guides | Free newsletter signup Next Episode: The debt snowball method and why psychology beats math#personalfinance #simplefinance #financialfreedom #financialindependence #banking #creditunion #moneytips #debtfree

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