Got a question or comment? Send us a text!In this episode of Shifts and Giggles, Rafer unpacks Step 3 of the Simple Shift Method — Make a Plan — and explains how creating small, specific goals can lead to massive progress. Through a powerful story about paying off $54,000 of debt, Rafer shows how SMART goals (Specific, Measurable, Achievable, Relevant, Time-bound) and simple planning helped him and his wife transform their finances — and how you can apply the same principles to any area of your life. If you’ve been trying to change without a clear strategy, this is your wake-up call.Thanks for tuning in to Shifts and Giggles!If you found this episode helpful, please subscribe, share it with a friend, and leave a review.Have a question or comment? Send it in — it might get featured in our Q&A episode at the end of the season! Follow Rafer on Instagram ---> https://instagram.com/raferowensjr Buy The Simple Shift Book ---> https://a.co/d/8O7xs9R Work with Rafer ---> https://tr.ee/Work_With_Rafer Shift happens on purpose.

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