Your retirement goals may be ones of leisure, adventure or simply having enough to live comfortably for the rest of your years with the hope of leaving something for your loved ones when you pass on. Maybe you’ve been diligent about your savings and generous with your 401(k) contributions, and for that you should be commended! But, the fact is, in this day and age, there are factors that can sneak up on your retirement assets and scatter them in all different directions.

College costs are increasing, kids are living at home longer than ever before, long-term care costs continue to rise steadily and the financial strategies that worked for your parents and grandparents may not be applicable today.

If you’re not properly prepared financially, retirement can be an up-hill battle!

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