Heather Schreiber, RICP®, NSSA® is hands down an industry leading Social Security expert. Heather is the owner of HLS Retirement Consulting, as well as the author of the Social Security Advisor Newsletter. Considered by many to be the greatest mind on Social Security in the country, you won't be surprised to know that in this episode, Brad and Heather will be talking about: Popular Misconceptions in Social Security ClaimingThe Social Security 'earnings test' The Downside to Claiming Early How Divorce Effects your Social Security High Income Earners Need to Plan Different If something in this episode has peaked your interest, please feel free to call Safe Money Radio at 866-780-SAFE OR call Brad's office directly at 417-581-9222 if you would like an appointment to review your current retirement accounts. Send us a textTo learn more about Brad Pistole and the Ozark Retirement Group, please visit www.ozarksretirement.com

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