Understanding Spend Down Planning for Retirement

09/06/2025 27 min

Listen "Understanding Spend Down Planning for Retirement"

Episode Synopsis

In this episode of Safe Money and Income Radio, host Daryl Blackmon discusses the importance of secure retirement planning, focusing on spend down income planning and the flaws of the traditional 4% withdrawal rule. He emphasizes the need for guaranteed income rather than speculative growth, and the significance of having a purpose for your money in retirement. Blackmon also addresses the realities of market returns and the importance of building a safe retirement plan that can withstand market volatility.Receive a free copy of Retirement Simplified Roadmap:https://newretirement.safemoney.com/retirement-simplified-roadmap/Ready to take control of your retirement? Visit www.SafeHBS.com or call 844-837-SAFE (7233) for a complimentary review!Check out our weekly newsletter here: https://safehbs.com/weekly-newsletter/Interested in market updates? Find them here: https://safehbs.com/weekly-market-commentary/

More episodes of the podcast Safe Money and Income with Daryl Blackmon