Listen "State of Fintech 2025: Everything You Need to Know - Rex & Simon Talk Fintech SPECIAL"
Episode Synopsis
In this episode of “Rex & Simon Talk Fintech,” we explore Simon’s new 113-page deep dive into the state of fintech in 2025. We discuss how hyperscalers like Revolut and Robinhood are taking on big banks, why AI could unlock 90% of the $30 trillion market in financial services, and how the wallet wars are shaping up. We also cover embedded finance, stablecoins, real-time payments, and the rise of global Neobanks. Join us to see why fintech is only just getting started and what 2025 might hold for this rapidly evolving industry.Simon Taylor: LinkedIn.com/sytaylor00:00:00 - Introduction: 113-Page Fintech Report00:00:29 - Hyperscalers Challenge Big Banks00:01:04 - Overview: Key Trends in 202500:02:42 - The Rise of Global Neobanks00:05:06 - AI Unlocks $30T Market Potential00:07:10 - Embedded Finance Matures00:08:18 - Banks: Strong Year Amid Shifts00:10:27 - Rebundling: The New Fintech Approach00:12:00 - Payment Giants Face New Rivals00:14:19 - Open Finance & Real-Time Rails00:16:14 - Stablecoins Return to Spotlight00:18:02 - Scamdemic: Addressing Fraud & AML00:21:55 - Looking Ahead: Future Opportunities00:25:30 - Final Reflections & Takeaways00:28:01 - Where Fintech Heads Next00:53:42 - Closing Thoughts & Next Steps