In this episode of the Cambrian Fintech Podcast, Rick Salsbury and guest fintech expert dive deep into the DOJ’s antitrust lawsuit against Visa and its potential impact on the fintech ecosystem.We discuss Visa’s dominant market position in debit payments, the competitive landscape of real-time payment rails, and the implications for fintech businesses, merchants, and global payment systems.We also explore acquisitions, regulatory hurdles, and the evolving role of identity in payments. Whether you're a fintech founder, operator, investor, or just curious about the financial services industry, this episode is packed with insights on the future of payments and fintech!Chapters:00:00 - Introduction00:23 - Overview of Visa Antitrust Case00:58 - Visa’s Market Dominance in Debit Payments01:51 - Implications for Visa and Fintech Ecosystem02:21 - Impact on Merchants and Fintech Startups03:43 - Real-Time Payment Rails and the Future of Payments05:24 - DOJ’s Role in Fintech Acquisition Regulations07:11 - Global Competitive Threats to Visa08:14 - Chilling Effect of Antitrust on Fintech Acquisitions10:14 - The Changing M&A Landscape in Fintech11:06 - Visa’s European Strategy and Fraud Prevention Moves12:44 - Private Companies and Multibillion-Dollar Acquisitions13:38 - Visa’s Flexible Credential and Identity in Payments14:40 - Broader Antitrust Conversations and Industry Trends15:03 - Conclusion and Preview of Next EpisodeBe sure to like, comment, and subscribe for more in-depth fintech discussions!

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