006 | CPP Timing, RRSP Strategies, & TFSA Penalties Answered

11/10/2025 57 min Episodio 6

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Episode Synopsis

This week we’re answering more of your biggest retirement questions. We cover CPP timing, how withdrawals affect your TFSA contribution room, and when it makes sense to convert an RRSP to a RRIF. We also clear up OAS eligibility at 65, income splitting rules after 65, and the truth about spousal RRSP attribution.We dive into strategies for reducing taxes in retirement—like when an RRSP meltdown makes sense, how to balance withdrawals across different accounts, and when investment fees stop adding value. Real scenarios, practical strategies, and straightforward answers to help you plan smarter.Got a question for the next episode? Drop it in the comments and we’ll add it to the queue.Article: https://www.advisor.ca/industry-news/industry/cffim-asks-feds-to-raise-rrif-conversion-age-rrsp-contribution-limit/

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