In this episode of Retirement Unpacked, Adam and Brett answer viewer questions on RRIF withdrawals, TFSA rules, advisor restrictions, non-registered accounts, pension income splitting, LIRA unlocking, and more. They break down several common retirement planning scenarios Canadians face and explain how to navigate them with clarity and confidence.Later in the episode, Parallel Wealth partner Kyle Martins joins to share insight on easing into retirement, including how part-time or semi-retirement work can fit into a financial plan.Have a question for a future episode? Leave it in the comments.Advisor.ca ArticleDISCLAIMER: This content is for informational and educational purposes only and should not be considered financial, investment, tax, or estate planning advice. All investments involve risk, and past performance is not indicative of future results. Any forward-looking statements are based on assumptions and may differ from actual outcomes.Please consult a qualified professional for personalized retirement, tax, or estate planning guidance. Parallel Wealth and Adam Bornn are not responsible for decisions made based on this content.Chapters00:00 Intro & Overview00:23 Advisor Restrictions on Financial Advice03:54 RRIF vs LIF at Death06:10 RRIF Withdrawals: Monthly vs Lump Sum08:12 Managing Non-Registered Accounts in Retirement15:16 Risks of Managing Money for Family and Friends17:45 DB Pensions, Income Splitting, CPP/OAS Timing21:22 TFSA GIC to High-Interest Account Transfer24:03 Federal LIRA Rules, Unlocking, LRIF vs RLIF29:06 Transferring LIRAs/LIFs to a Brokerage31:57 TFSA Gains and CRA Penalties37:16 Transitioning into Retirement40:21 TFSA Cash Mistakes 44:12 Wrap-up

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