In the first episode of Retirement Unpacked, Adam Bornn and Brett Martinson from Parallel Wealth answer real retirement questions from Canadians. We cover how CPP survivor benefits will work in 2025, explain the cash wedge strategy for creating reliable retirement income, and clear up common mistakes people make with TFSA contribution rules. We also discuss how to approach big purchases in retirement, what fee-based advisor models actually mean, and share practical RRIF and RRSP tips you can use right away.This episode is designed to help you avoid costly mistakes, understand your options, and feel more confident about your financial future.•••Timestamps00:00 Disclaimer  00:16 Host Intros  02:19 CPP Survivor Benefits  06:27 Cash Wedge Strategy  08:55 Big Purchases in Retirement  10:37 Stress-Testing Expenses  14:16 TFSA Catch-Up  16:25 CRA TFSA Numbers  20:05 TFSA Carry Forward & Withdrawals  22:55 TFSA Growth & Limits  25:51 Case study: Overbuilt Cash Wedge  30:38 Fee-Based vs Bundled Fees  34:16 What Am I Paying For?  40:07 RRIF to RRSP Tips42:34 Conclusion  

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