What do Halloween and retirement have in common? More than you think. This episode uses spooky season as a lens to explore the biggest fears in retirement—running out of money, declining health, and boredom—and how preparation, adaptability, and honest conversations can help you face them head-on. Hear personal stories and practical advice from John Scallan on building a retirement plan that’s ready for life’s surprises. For more information, please visit www.CypressFinancial.net! Follow us on social media: FacebookSee omnystudio.com/listener for privacy information.

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