In this episode, Nick shares practical steps to help you feel more confident and deliberate in planning for retirement - whether you're just starting to think about it or already living it. From financial foundations to emotional preparation, Nick covers: Why a good financial plan is like having a sat-nav for your future The importance of "elegant simplicity" in managing your finances How your spending patterns change over the decades of retirement The benefits of annuities, cash reserves, and preparing for care Why mindset matters as much as money — and how to shift it With relatable stories, thoughtful insights, and actionable advice, this episode helps bring clarity to one of life's biggest transitions. Listen now to start preparing not just for retirement, but for a fulfilling life beyond work.

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