We like to think our financial decisions are logical, but our brains often have other plans. In this solo episode, Nick dives into behavioural biases, the mental shortcuts and emotional habits that influence how we invest, often without us realising it. From loss aversion and herd behaviour to confirmation bias and the Dunning-Kruger effect, Nick explains how these biases can quietly sabotage your long-term wealth. You'll learn how to spot your own blind spots, why discipline always beats impulse, and how to apply Nick's G.A.R.D. framework to protect your investments. Whether you're investing for retirement or simply trying to make smarter decisions, this episode will help you see where your instincts may be getting in the way and how to keep your emotions in check when markets wobble. Connect with Nick Hutchings

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