💬 Show NotesIn this episode, we dig into fixed annuities and U.S. Treasuries—how they can bring stability and income to your retirement. We’ll also discuss Social Security risks and how to stress-test your plan so you can retire with confidence. Let’s get you one step closer to rocking retirement!SUMMARY OF THIS EPISODE OF THE RETIREMENT ANSWER MAN(00:00) Today we talk about the basics of fixed annuities.(00:59) Roger continues the discussion on navigating retirement planning during uncertain times.(02:06) Listener, Christina, asks Roger to consider stress testing including Social Security for the average potential retiree.(07:17) Roger defines fixed annuities and how they fit into the retirement planning process.(07:54) Roger evaluates the similarities and differences between CDs and fixed annuities.(10:08) What are the negatives of fixed annuities?(12:27) How are the rates of annuities determined?(14:08) What are the primary uses of fixed annuities?(15:12) Roger goes through an example of optimization using fixed annuities.LISTENER QUESTIONS(19:38) Listener, Barbara, asks Roger to educate listeners about the basics of treasuries.SMART SPRINT(24:36) In the next seven days, I want you to shift the way you approach your retirement planning. Think of yourself as a scientist—you're on a mission to discover and understand. When we run these stress tests or feasibility tests, the goal is to uncover where potential risks might exist and where opportunities could be hiding.BONUS(25:25) Roger reads from his grandfather’s WWII JournalREFERENCES Retirement Answer ManSign up for The Noodle (previously known as Six Shot Saturday)Social Security AdministrationTreasuryDirectImmediate AnnuitiesBooks:The Wild Blue: The Men and Boys Who Flew the B-24s Over Germany- Stephen AmbroseShow notes created by https://headliner.app

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