In honor of Pride Month, we dive deeper into the unique financial challenges of the LGBTQ+ community and learn the changes — both big and small — we can make to create a more inclusive practice.  Co-hosts Rebecca Wiggins and Dr. Mary Bell Carlson speak with Cait Howerton, CFP®, AFC®, member of the LGBTQ+ community, and Lead Planner at Facet Wealth where she helps her clients uncover their life goals, navigate their money beliefs, and effectively use their earnings to achieve their dreams.From higher youth homeless rates and increased student loan debt, to the impact of non-inclusive language, the group discusses the responsibility of financial coaches and counselors to not only understand, but meet the needs of their LGBTQ+ clients. Show Notes: 00:52 Cait Introduction01:39 Cait's Journey to the Field of Finance06:45 A Financial and Social Advocate08:03 The Unique, and Complex, Financial Challenges of the LGBTQ+ Community11:34 Advise for Student Loan Borrowers 15:37 Building Inclusive Practices as a Financial Counselor/Coach20:29 Resources for Building an Inclusive Practice 23:02 Cait's Two Cents          Show Note links:Connect with Cait! Twitter: https://twitter.com/caithowerton LinkedIn: https://www.linkedin.com/in/caithowerton/Resources:Facet Wealth: https://facetwealth.com/Smartpath: https://www.joinsmartpath.com/Find an AFC: https://www.afcpe.org/find-an-afcpe-certified-professional/Federal Student Loans: https://studentaid.gov/2050 Trailblazers: https://www.2050trailblazers.com/GLAAD: https://www.glaad.org/Human Rights Campaign: https://www.hrc.org/resourcesPrudential LGBT Financial Experience: https://www.prudential.com/wps/portal/production/prudential/links/about/lgbt-financial-wxperience/!ut/p/z0/04_Sj9CPykssy0xPLMnMz0vMAfIjo8zivS08XD083A18DBzN3Qwc3SzdXc2D3J0szcz0C7IdFQEk0h_d/The Trevor Project: https://www.thetrevorproject.org/SAGE - Advocacy and Services for LGBTQ+ Elders: https://www.sageusa.org/Celebrate PRIDE with ACFPE:  https://www.afcpe.org/news-and-publications/blog/afcpe-pride-month-2021/AFCPE Equity Screen: https://www.afcpe.org/wp-content/uploads/2020/01/AFCPE-Equity-Screen-Final.pdfWant to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

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