When cattle prices climb to levels few of us have ever seen, the dollar value of a single load can quietly double, or even triple. And while most ranchers wouldn’t dream of driving uninsured, many are still hauling cattle with cargo coverage that hasn’t been updated in years. Are your cattle covered?In this episode, Julie Davidson of High Country Coverage Consulting returns to walk us through the real risks and the practical steps every rancher should take before cattle hit the road. From radius limits and VIN-specific coverage to knowing who’s responsible when a neighbor hauls your calves, this is a timely conversation for a high-price market.Make sure to hit subscribe/follow so you never miss an episode! In this episode, we cover:Why standard $100,000 cargo policies are now dangerously insufficient when calves can be worth $250k–$400k per loadWho is responsible for coverage, depending on whether you haul, the buyer hires the trucks, or a neighbor does you a favorHow cargo policies actually work: VIN-specific coverage, trailer listings, radius limits, and why “one policy for the ranch” isn’t enoughWhat happens when there’s an accident, including how loss values are calculated and why injured cattle require special evaluationKey exclusions, especially the fact that loss of market price is not coveredPractical steps to update coverage as markets rise and fall, so you’re protected without overspendingConnect with Julie:Send her an email at [email protected] with Ranch Right:Meet the Ranch Right teamSubscribe on YouTube Follow on Instagram @ranchrightllc Follow on Facebook Check out the website Resources & Links:Book a Free Discovery Call to Learn More Ranching for Profit Ranching.FYI Wally Olson, Olson Ranch LLCCheck out all of our past webinars hereMentioned in this episode:Join us for the 2026 Ranch Right Retreat, February 16th-19th in Orange Beach, Alabama.

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