Host John Haskell welcomes Julie Davidson to the podcast today to discuss trends in the insurance industry and how to avoid common insurance pitfalls. They discuss changes to underwriting and the increased use of drone technology, when to use insurance apps (and when not to), and what to consider before making an insurance claim. Julie also highlights the importance of understanding deductibles, especially for comprehensive coverage, and the potential impact of claim frequency on premiums. She highlights the need for proper eligibility checks when switching policies and the possible challenges of insuring in high-risk areas, such as those prone to wildfires.Make sure to hit subscribe/follow so you never miss an episode! In this episode, we cover:The increasing use of technology in underwriting, including drones and satellite imageryUsing insurance apps for checking premiums, coverages, and changing payment methods, but not using them for complex tasks like filing claimsThe importance of consulting agents before filing claims to ensure the best possible outcome and avoid unnecessary claimsWhat every rancher should know about transitioning insurance policiesInsurance eligibility, high-risk areas, and self-insuringConnect with Julie:Send her an email at [email protected] with Ranch Right:Subscribe on YouTube Follow on Instagram @ranchrightllc Follow on Facebook Check out the website Resources & Links:Episode 66. Protecting Your Ranch: Insurance Insights with Julie DavidsonBook a Free Discovery Call to Learn More Ranching for Profit Ranching.FYI Wally Olson, Olson Ranch LLC Mentioned in this episode:At Ranch Right, we build financial systems that make sense for real ranch operations — bookkeeping, reporting, and strategy that actually work.
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