Always focusing on making more money may cause us to increase our spending. Is there a shortage of income or do we have a wrong attitude towards spending? When our spending is under control and we know how much it takes to live each month based on the entire year's expenses, then and only then will be will we be on the road to debt-free living. Reading Proverbs Chapter 3 will reveal to us where to seek wise counsel and how to respond to it. Is the answer more income or is it wisdom in working with what we have? We may not be able to increase our income today, but I guarantee you we can control how much we spend.

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