If you’ve ever wondered whether you’re making the right financial moves as a clinician, this episode is your playbook.Will Butler, PT turned financial advisor, breaks down the real-world money lessons every therapist wishes they learned in school—from disability insurance to income protection to keeping more of the money you work hard to earn.Will’s mission is simple: help clinicians build financial confidence so they can build better careers and better lives.In this episode, we cover:How football shaped Will’s approach to financial planningWhat every clinician must know about disability insuranceKey financial tools that protect your income and reduce stressWhy financial literacy matters for every adult (and especially PTs)Why this conversation matters:You can replace a job. You can replace money.You can’t replace time.Smart financial decisions buy back your freedom.Follow:@disappointingaffirmations — Dave Tarnowski’s satirical mental-health insightsDeep Dive:Graham Stephan’s YouTube channel for approachable personal finance content“When you engage a professional, respond to the professional—even if you’re uncomfortable with the feedback you might receive.” — Will Butler

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