Feel like money’s vanishing from your account? You’re not alone.In this episode, Vignes (Founder of Plouta) sits down with FCA-regulated financial adviser Joshua Shepherd to explore why budgeting often fails — and how you can finally make it work.We’ll cover: ✅ Why budget planning is key to financial freedom✅ The psychology of overspending and emotional triggers✅ Why most budgets don’t stick and how to fix yours✅ Proven budgeting frameworks (like 50/30/20) that actually work✅ Simple, psychology-backed habits to take control of your moneyWhether you’re struggling with impulse spending or just want a smarter plan, this episode gives you the tools to stop overspending and budget like a pro.

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