Both ISAs and pensions have tax benefits, but which is right for you? In this episode, Vignes (Founder of Plouta) is joined by FCA-regulated financial adviser Joshua Shepherd to break down the pros and cons of each option, and when to use them.We cover: ✅ When to choose an ISA over a pension and vice versa✅ The current ISA allowance and different types available✅ Is the Lifetime ISA still worth it? ✅ Pension tax relief explained, how it boosts your savings✅ What happens if you need access to your money before retirementSimple, practical advice to help you save smarter and plan for financial freedom in the UK.

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