In this episode, Aintree Group Wealth Director and Financial Planner James Stephen goes back to basics on money management. He explains why cash flow is the heartbeat of every financial plan and the foundation for achieving your goals, both personally, for families, and in business.James discusses common budgeting misconceptions, the importance of cash flow forecasting, and how to balance retirement savings with debt management. He also shares practical tools and strategies to help you take control of your finances.Whether you are managing a business or your personal finances, this episode will help you understand how to take charge of your cash flow and build a strong financial foundation.Find out more about Aintree Group Wealth: https://aintreewealth.com.au/

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