In this episode of Plain English Finance, host Tré Bynoe, CFP®, CIM®, breaks down the step-by-step plan for professionals thinking about buying into their firm — lawyers, engineers, accountants, and doctors alike.Tré explains how to build your finances in the right order so you’re ready when the chance to buy in comes. From mastering personal spending to building a non-registered account and structuring your debt for tax savings, this episode lays out a simple roadmap for professionals who want to move from employee to part-owner.With Sierra joining the conversation, they cover what really matters: earning well, protecting your income, and setting up your finances so opportunities don’t pass you by.Key Takeaways:Why mastering personal spending comes firstHow to plan around your long-term tax bracketUsing RRSPs and TFSAs strategicallyThe role of a non-registered account in buying into a firmHow to make debt tax-efficientWhen to think about IPPs, holdcos, and advanced strategiesMistakes to avoid when structuring your buy-in

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