In this episode of the 'Now and Beyond' podcast, host Ryan Canfield welcomes Kelly Augsberger, a long-term care insurance specialist and certified senior advisor. They discuss the importance of planning for extended care, focusing on healthcare expenses for both parents and oneself. Kelly shares her personal experiences that drove her passion for creating effective care plans to alleviate the emotional, physical, and financial burdens of caregiving. They explore various topics like what extended care entails, how to have critical conversations with family members about care preferences, and the financial strategies involved. Kelly emphasizes the importance of planning ahead, understanding the roles and responsibilities in caregiving, and exploring different insurance options. The episode provides valuable insights for both younger generations planning for their future and those assisting aging parents, with practical advice on mitigating the consequences of extended care situations.00:00 Introduction to the Podcast and Guest01:53 The Importance of Planning for Extended Care02:42 Personal Experiences with Caregiving07:10 Defining Extended Care19:44 Costs and Financial Planning for Extended Care24:27 Exploring Financial Assistance Options25:15 Navigating Medicaid and Facility Planning27:44 Veteran Benefits and Home Care28:40 The Importance of Early Planning29:00 Conversations Between Spouses33:27 Understanding Long-Term Care Insurance36:18 Personal Experiences and Family Dynamics40:28 Caregiver Burnout and Professional Help43:10 Final Thoughts and Estate Planning46:03 Resources and Contact InformationSubscribe now and embark on a path to a confident, fulfilling financial future while enjoying every step along the way.http://www.victuswealth.comYouTube: https://www.youtube.com/@RyanCanfieldLinkedIn: https://www.linkedin.com/in/ryancanfieldaif/Instagram: @RyanCanfieldFinAdvKelly's LinkedIn: https://www.linkedin.com/in/kelly-augspurger/Kelly's Instagrams: @SteadfastAgents and @kellyaugs_theltcladyKelly's Facebook: https://www.facebook.com/steadfastagentsSteadfast Insurance, Victus Wealth Management, and LPL Financial are separate entities. 

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