In this episode of Now & Beyond Podcast, hosted by Ryan Canfield, founder and president of Victus Wealth Management, Ryan discusses five critical financial mistakes to avoid before age 45. These include neglecting emergency savings, overspending on housing, having inadequate insurance coverage, prioritizing children's college savings over retirement, and failing to invest for growth. Ryan provides practical strategies to address these common pitfalls, empowering listeners to balance enjoying life today while planning for a resilient financial future.00:00 Introduction to the Now and Beyond Podcast00:47 Top 5 Financial Mistakes to Avoid Before Age 4502:14 Mistake 1: Neglecting Emergency Savings04:35 Mistake 2: Overspending on Housing06:42 Mistake 3: Inadequate or No Insurance Coverage09:33 Mistake 4: Prioritizing Kids' College Savings Over Retirement11:27 Mistake 5: Failing to Invest for Growth14:11 Conclusion and RecapSubscribe now and embark on a path to a confident, fulfilling financial future while enjoying every step along the way.http://www.victuswealth.comYouTube: https://www.youtube.com/@RyanCanfieldLinkedIn: https://www.linkedin.com/in/ryancanfieldaif/Instagram: @RyanCanfieldFinAdv

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