Tempo: Stripe's Blockchain Bet on "Easier, Faster, Better" Global Payments – But at What Cost?

05/09/2025 17 min

Listen "Tempo: Stripe's Blockchain Bet on "Easier, Faster, Better" Global Payments – But at What Cost?"

Episode Synopsis

Join us as we explore Tempo, a new payments-first blockchain incubated by Stripe and Paradigm, designed for real-world transactions like global payouts and remittances. With design partners including Visa, Shopify, and OpenAI, Tempo promises predictable low fees, opt-in privacy, and sub-second transaction finality, all while being EVM-compatible.We'll discuss why businesses, from SpaceX to Argentinian importers, are finding stablecoins "easier, faster, better" than traditional banking for real financial activities, overcoming issues like trapped liquidity and high costs.However, Tempo and stablecoins face critical questions: Is this "regulatory arbitrage," allowing companies to operate like banks with less oversight? Is a blockchain truly necessary, or would a traditional database be more efficient? We'll also delve into concerns about centralization, the roadmap to permissionless validators, and risks like fraud or irreversible transactions, including past stablecoin failures and audit issues (Terra-Luna, Tether). Discover the developer advantages of EVM platforms for building sophisticated financial applications.Tune in to understand Tempo's potential to disrupt global payments and the complex debates surrounding this new blockchain.

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