Ep #207: Saving for a Stranger: How Perceptions of Our Future Selves Affect Financial Decisions

Money Talk For ER Docs™
01/10/2024 20 min
Ep #207: Saving for a Stranger: How Perceptions of Our Future Selves Affect Financial Decisions

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Episode Synopsis

How do you perceive your future self? How you answer that may matter when it comes to your finances. Research shows we may have a particular POV when it comes to looking forward at our lives, which can lead to challenges in saving for retirement. On today’s episode, we'll explore how this disconnect, along with concepts like temporal discounting and loss aversion, can impact your spending habits now and in retirement.

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