MSHI Webinar - Preparing for Risk-Based Capital (Full Webinar)

MSHI Webinar - Preparing for Risk-Based Capital (Full Webinar)

Mark H. Smith's Podcast

10/03/2014 8:23PM

Episode Synopsis "MSHI Webinar - Preparing for Risk-Based Capital (Full Webinar)"

NCUA has proposed a major change in the capital requirements. A risk based capital requirement similar to other types of financial institutions is proposed for credit union over $50 million assets. In this webinar we will review the proposed requirements and their potential impact on credit unions. In this chapter, Mark covers the following: * Welcome to Preparing for Risk-Based Capital * What is Proposed? * NCUA proposes to implement a risk-based capital (RBC) criteria * Why is NCUA proposing RBC? * NCUA’s List of Major Risks Faced By Credit Unions * Characteristics of The RBC Proposal * Proposed Loan Categories * Investment Categories * Other Categories of Assets & Assets Risk-Weighted @ 0% * Net Worth & RBC Requirements to be considered well-capitalized * Examples of Risk Weights By Category * Definition of Weighted Average Life of Investments (WALI) * Definition of the Risk-Based Capital Numerator (Total Capital) * Scenarios & Questions * What to do Now * Summary

Listen "MSHI Webinar - Preparing for Risk-Based Capital (Full Webinar)"

More episodes of the podcast Mark H. Smith's Podcast