Approximately 59% of Americans say thathappiness—specifically the ability to spend money on things that bring themjoy—is the most important benchmark of success. This desire to achievefinancial happiness is so strong that roughly three-quarters of Americans (73%)report they would give up social media or forgo tickets to major events (76%)if it meant achieving this state, according to Empower.Dr. Nicholas E. Michels CFP™  is more than a financial expert; he’s a guide,teacher, and public speaker who helps clients align their finances with whatbrings joy, fulfillment, and a legacy of abundance. With a career spanningthree different decades, he has empowered thousands to achieve financialfreedom, eliminate stress, and build purposeful wealth. With a Doctorate in Business Administration, Nick is thefounder of Michels Family Financial. He combines his expertise as a CertifiedFinancial Planner™, Certified Private Wealth Advisor™, and a National SocialSecurity Advisor.Beyond finance, Nick is a devoted husband, father, andpassionate advocate for giving back through his family’s foundation, TheMichels Corporation, which supports youth education, missions, and families inneed. For More Information: https://richbychoicebook.com/ 

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