Join me as I sit down with Seamus Rocca, visionary CEO of Xapo Bank, a trailblazer at the intersection of Bitcoin and traditional finance. We unpack Xapo’s transformation into a fully licensed bank, how it safeguards your crypto, the regulatory balancing act, and the future of digital assets. Plus, Wences shares his thoughts on yield, DeFi, CBDCs—and even the meaning of life. Follow Seamus Rocca: 🔗 LinkedIn: https://www.linkedin.com/in/seamus-rocca 🔗Twitter/X: https://x.com/SeamusRocca   Listen to the full podcast here! 🎧 https://anchor.fm/constantinkogan   ✉️ For any business inquiries, email me here: [email protected]  Subscribe to my channel 🔗 https://www.youtube.com/channel/UCeM6DzWBS9K-MHXMIEiCjSw   Follow me on socials: 🌐 Website: https://ckogan.com📲 Telegram: https://t.me/constantinkogan 📸 Instagram: https://www.instagram.com/constkogan🐦 Twitter: https://twitter.com/constkogan🎙️ Podcast: https://anchor.fm/constantinkogan Timestamps:00:16 Intro – Holistic Investments & Xapo03:00 Meet Seamus Rocca 05:35 Why Xapo Became a Bank – The Big Shift06:19 The Three Essentials of Bitcoin Banking08:57 “We Had to Build Our Own Bank”10:02 Xapo Serves 45+ Countries14:12 Bridging TradFi & Crypto with Compliance17:10 Balancing Innovation and Regulation21:47 What Happened to Signature, Silvergate, SVB?25:48 Positives in the Bitcoin Landscape26:43 Bitcoin’s Role in the Financial Future29:12 Stablecoins, CBDCs & Central Bank Tensions33:18 Crypto Regulation & the SEC Debate35:15 “We Don’t Have a Lot of Time”36:35 Trends for the Next 5–10 Years41:53 Trust is Everything – How Xapo Earns It44:25 Yield Never Comes Risk-Free45:24 Where Does the Yield Come From?45:40 4% Yield on Dollar Deposits – How It Works48:20 What About Bitcoin Yield?49:28 DeFi Protocols & Xapo’s Zapper Product51:36 Asset-Backed Lending Explained54:33 Bitcoin’s Long-Term Wealth Effect57:47 Minimum Deposits & Subscription Model59:00 $1,000 Annual Fee – Who Is It For?1:02:31 Wences on the Meaning of Life1:03:03 Travel, Purpose, and Philosophical ReflectionsDrop your thoughts in the comments! What’s the future of crypto wallets? Let’s talk Web3!   #Crypto #Web3 #Blockchain #TrustWallet #EowynChen #Bitcoin #DeFi #CryptoWallet #Tokenomics #Binance #CryptoSecurity #Web3Future #DecentralizedFinance #CryptoPodcast #TechTrends #AIinCrypto #CryptoCommunity #WalletLife #Web3Revolution #CryptoInvesting

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