Send us a texthis episode, presented by a New York City-based law firm, explores how holiday spending habits can lead to credit card debt and, eventually, lawsuits. It explains the psychological and financial traps set by banks and retailers during the holiday season, such as enticing promotions, buy now/pay later options, and store credit cards. The script details how overspending in December often results in missed payments and legal action by summer. It concludes with practical advice for avoiding these pitfalls, including setting strict spending limits and steering clear of risky credit offers, and offers legal help for those already struggling with debt.

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