This podcast examines the impact of technological advancements on credit unions, highlighting a common pattern where initial rapid improvement eventually stabilizes until the next significant breakthrough. It draws parallels between past innovations, like the iPhone and early mobile banking applications, and the current rapid evolution of artificial intelligence (AI) and large language models (LLMs). AI's potential impact on credit unions is expected to be more profound and widespread than previous technological shifts, urging these institutions to aggressively adopt new AI technologies to foster growth and avoid being left behind. Early adopters of new technology consistently outperform their peers, making proactive engagement with AI crucial for the future success of credit unions.

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