Why do we engage with scammers? What makes one person more likely to engage than the next? Of those that engage, what makes someone more likely to lose money? These are important questions to ask – and find the answers to – both as consumers and as an industry with an interest in disrupting the cycle of financial fraud. On this episode, we hear from moderator Emma Fletcher, a senior data researcher with the FTC, and panelists Marti DeLiema, Assistant Research Professor at the University of Minnesota, Twin Cities, Duygu Başaran Şahin, a postdoctoral research fellow at the RAND Center for the Study of Aging, and Gary Mottola, research director for the FINRA Foundation, about the latest research into these important questions and learn more about what might stop someone from engaging with a fraud to begin with.Resources mentioned in this episode:Exposed to Scams: What Separates Victims from Non-VictimsDoes One Size Fit All? An Examination of Risk Factors by Scam TypeFraud Victimization Across the Lifespan: Evidence on Repeat Victimization Using Perpetrator DataAddressing the Problem of Chronic Fraud VictimizationVulnerability of Older Adults to Government Impersonation ScamsA Review of Scam Prevention Messaging ResearchProtecting Retail Customers from Gift Card Payment ScamsFINRA Foundation Research Center
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