You don’t need to work longer—you just need a better plan. Book your complimentary consultation to design a strategy aligned with your retirement goals: 👉 https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call  📽️ About This Video If you're a federal employee nearing retirement, don't cancel your FEGLI benefits too soon. In this video, Charles explains the real cost of giving up Basic Group Life Insurance and walks you through smarter reduction strategies. Quote: "Financial security doesn't always mean adding more—sometimes it means preserving what you've already earned."  💌 Get My Weekly Newsletter Practical tips, real stories, and smart strategies—delivered every week. 📬 https://cdfinancial.org/media/#newsletterForm  🍿 Watch Next Binge the full retirement strategy playlist here: ▶️ https://www.youtube.com/playlist?list=PLQ27B213339p7Kaa5SRssQcLe96K2AW6-  🔗 Links Mentioned [Add links to FEGLI calculators, government resources, or client story references used in the video.]  ⚙️ Events and Courses Join an upcoming webinar or workshop: 🎟 https://cdfinancial.org/attend-an-event/  🌐 Connect with CD Financial 📍 Twitter: @CDFinancial_LLC 📍 Instagram: @CDfinancial.llc 📍 Facebook: CDFinancialLLC 📍 LinkedIn: cd-financial-llc 🌐 Website: https://cdfinancial.org/  👋 About Me I’m Charles Dzama, founder of CD Financial. We help federal employees create calm, confident retirements by maximizing their benefits and protecting their long-term security. With years of experience navigating the complexities of FERS, TSP, and FEGLI, I bring strategy, clarity, and care to every conversation.  ⌚ Timestamps 0:00 – Introduction 0:30 – Why You Should Not Cancel Basic FEGLI 2:15 – Real Client Case: Stroke, Limited Life Expectancy 3:13 – Choosing 50% vs. 75% Reduction for FEGLI 6:45 – Understanding the Cost of Option B 8:44 – What Happens to Option B at Age 60 and 65 11:00 – Monthly Premium Breakdown 12:10 – Insurance Coverage Through Age 69 13:23 – Final Advice 18:35 – Book a CallSupport the show

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