What's the difference between active and passive investing, and when should you use mutual funds versus ETFs? In this episode, John and Tommy break down essential investing concepts that federal employees need to know, covering everything from the fundamentals of stocks and bonds to practical cash management strategies. You'll learn about active versus passive investing philosophies, the mechanics and tax implications of mutual funds and ETFs, and why dollar-cost averaging can help overcome emotional barriers in investing. Access the full show notes at Mason & Associates, LLC Resources Mentioned: Mason & Associates: LinkedIn Tommy Blackburn:  LinkedIn John Mason: LinkedIn

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