Here, the claimant was a night-shift nurse at a long-term care and skilled rehabilitation center grappling with multiple health issues, including fibromyalgia, chronic fatigue syndrome, degenerative disc disease, and migraines, which significantly impacted her ability to work, particularly in her demanding role as a night-shift nurse.Despite the significant impact on her ability to perform, Principal Life Insurance Co. denied her long-term disability claim, asserting that the medical proof didn't back her incapacity for any suitable job. This decision was based on their assessment of her medical condition and the requirements of the disability insurance policy terms.The claimant appealed, arguing the insurer overlooked the combined severity of her conditions including fibromyalgia, chronic fatigue syndrome, degenerative disc disease, and migraines, on her ability to continue working as a night-shift nurse. He challenged their decision with evidence she believed demonstrated her disability, highlighting the conflict between personal health realities and insurance assessment.This is the oral argument in the 6th circuit court of appealsThese public domain recordings are brought to you by Ben Glass Law, a national long term disability and life insurance firm headquartered in Fairfax, VA.By making these recordings into a "podcast," we've made the listening easier for claimants, attorneys and claims adjusters alike. If long term disability or life insurance benefits have been denied, we'd love to review your denial letter and give you a strategy for moving forward. This is a free service and you can go here to begin submitting your denial letter.

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