In this episode, the claimant was employed as a Security Director at Manhattanville College, where he experienced several health conditions, including:Aortic valve replacement in August 2010Paroxysmal atrial fibrillationFatigue and dizzinessChest pain and shortness of breathAnxiety and sleepless nightsThese conditions collectively contributed to his disability and inability to perform his duties as a Security Director.However, UNUM Life Insurance denied his long-term disability benefits, citing multiple medical reviews indicating improvement, an occupational analysis showing that his national economy role did not require the specific tasks he performed, and independent reviews that disagreed with his physicians. Appeal ProcessThe claimant filed an appeal to the 2nd Circuit Court of Appeals, arguing that substantial evidence showed he was completely disabled and accusing UNUM of ignoring critical medical evidence. His attorney emphasized the claimant's inability to perform essential job tasks and submitted comprehensive medical records from Dr. Joseph Tartaglia and Dr. Fusco, which included detailed descriptions of the claimant's conditions and limitations. They also criticized UNUM for not conducting an independent medical examination. The appeal aimed to overturn UNUM's decision and prove his continued disability.This is the oral argument in the 2nd circuit court of appeals.These public domain recordings are brought to you by Ben Glass Law, a national long term disability and life insurance firm headquartered in Fairfax, VA.By making these recordings into a "podcast," we've made the listening easier for claimants, attorneys and claims adjusters alike. If long term disability or life insurance benefits have been denied, we'd love to review your denial letter and give you a strategy for moving forward. This is a free service and you can go here to begin submitting your denial letter.

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