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Listen "Does every bank need an embedded finance strategy? With Sarina Deuble from McKinsey"
Episode Synopsis
In the latest episode of the Embedded Finance Review Podcast, Lars Markull engages with Sarina Deuble from McKinsey, discussing the evolving landscape of embedded finance and its impact on the banking sector.
The conversation highlights the historical context of embedded finance, comparing it to previous financial distribution channels and examining its growth, particularly over the last five years.
Sarina outlines the significant role of big tech and partnerships in this space, mentioning that embedded finance in Europe could capture a significant revenue pool by 2030. The discussion also covers potential use cases for banks, challenges like funding drops, and the importance of data and smart partnerships. Banks must consider embedded finance strategies to address market shifts, though it may not be necessary for every bank to implement one immediately. The podcast encourages thought on how embedded finance can enhance customer experiences and market positioning.
00:00 Introduction to Sarina Deuble
01:17 Exploring the World of Embedded Finance
02:54 The Evolution of Embedded Finance
06:13 Future Prospects and Market Trends
11:41 Opportunities and Challenges for Banks
14:24 Strategic Partnerships and Market Dynamics
24:22 The Role of Big Tech and Market Competition
30:11 Investment Landscape and Business Models
31:12 Conclusion and Final Thoughts
The conversation highlights the historical context of embedded finance, comparing it to previous financial distribution channels and examining its growth, particularly over the last five years.
Sarina outlines the significant role of big tech and partnerships in this space, mentioning that embedded finance in Europe could capture a significant revenue pool by 2030. The discussion also covers potential use cases for banks, challenges like funding drops, and the importance of data and smart partnerships. Banks must consider embedded finance strategies to address market shifts, though it may not be necessary for every bank to implement one immediately. The podcast encourages thought on how embedded finance can enhance customer experiences and market positioning.
00:00 Introduction to Sarina Deuble
01:17 Exploring the World of Embedded Finance
02:54 The Evolution of Embedded Finance
06:13 Future Prospects and Market Trends
11:41 Opportunities and Challenges for Banks
14:24 Strategic Partnerships and Market Dynamics
24:22 The Role of Big Tech and Market Competition
30:11 Investment Landscape and Business Models
31:12 Conclusion and Final Thoughts
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