What NCUA’s 23% Staff Cuts Really Mean for Credit Unions

07/10/2025 28 min Episodio 300
What NCUA’s 23% Staff Cuts Really Mean for Credit Unions

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Episode Synopsis


www.marktreichel.comhttps://www.linkedin.com/in/mark-treichel/Episode Overview: In this episode of With Flying Colors, Mark unpacks NCUA’s proposed 2026–2027 budget — a spending plan that reduces staff by 23%, cuts contractors by a third, and reshapes how credit unions will be supervised.What you’ll learn:Why NCUA’s staff will shrink to 967 employees — the lowest in over 20 yearsWhich offices are hit hardest by the cutsHow the hiring freeze and buyouts are creating exam disruption and turnoverWhy credit unions may see fewer exams, but bumpier interactionsThe role of technology investments and the $10 million “transformation fund”Why the industry is cheering now — and why the pendulum will eventually swing backTakeaway: The 2026 budget gives credit unions breathing room in the short term. But it also introduces risks, creates examiner churn, and sets the stage for future losses that could reverse course.

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