Episode Synopsis "Owning Your Keys Pt 2"

We continue our journey into each of the 5 key factors that affect your credit score. Discussing FICO Score knowledge with a focus on Amounts owed and Credit utilization Ratio (CRU). Be empowered on what Utilization is, why is it important, how Utilization affects your score, The two parts used to calculate CRU and tips on how to manage your lower CRU. Visit mycredittalks.com to subscribe to the podcast join the mailing list and submit your questions about today's show. Visit thinknextpoint.com for all of your financial, business, and credit consulting needs. Want to learn more about what we do and how we can help you. Our information sessions are FREE! Lets chat. Check out these resources to get you on track to reaching your Next Point: Need to build positive credit? $200 Credit Line credit card click here Self lender saving loan with payments starting as low as $25/mth click here Up to $5000 credit line click here Are you monitoring your credit? Credit Monitoring with Identity IQ Click here Credit Monitoring with Smart Credit Click here

Listen "Owning Your Keys Pt 2"

More episodes of the podcast Credit Talks

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• The Walls are Closing in on Me! Covid19 Check up
• Our Journey to homeownership: And So it Begins (full episode)
• Let's Talk: Collections
• Let's Talk: Late Payments
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• Allow Me to Introduce Myself!!
• Version 1, Version 2, Version 5, Version 8!!
• FICO VS VantageScore
• Retake: Look back at the 5 key factors of your credit score
• It's the final inning and you are up to bat!
• Budgeting Challenges
• Hey y’all, Happy New Year check in
• You gotta go Deep...Deep...Deep...
• Budget on another level: 5 Tips on How
• Owning your Keys: The Finale
• Owning Your Keys Pt 4
• Owning Your Keys Pt 3
• Owning Your Keys Pt 2
• Owning Your Keys Pt 1
• 5 Key Factors to Your Credit Score
• Are you in the number?
• Mental Reality Check