Erin Luczak CAPI, CPRIA, a personal risk advisor at USI, discusses the importance of insurance for athletes and high net worth individuals. She explains how insurance protects athletes' property and liability, and emphasizes the need for proper coverage to avoid unexpected out-of-pocket expenses. Erin also shares her journey into risk management and highlights the role of brokers in providing comprehensive risk management advice. She advises athletes and their families to ask questions, research brokers, and choose a national brokerage that can adapt to their unique situations, especially when dealing with international transitions.

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