Africa’s Fintech Boom: From Mobile Money to Purpose-Driven Lending

26/08/2025 55 min Temporada 4 Episodio 15
Africa’s Fintech Boom: From Mobile Money to Purpose-Driven Lending

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Episode Synopsis

💡 Africa’s fintech story is no longer a local experiment — it’s a global test case for the future of inclusion, innovation, and capital flows.In this episode of Couchonomics with Arjun, we’re joined by Yustus Aribariho, Co-Founder of Furaha Financial (part of SC Ventures by Standard Chartered). Yustus is now on a mission to unlock education financing and opportunity across Sub-Saharan Africa.We unpack:💸 Why capital inflows into African fintech lag behind the opportunity📱 How mobile money became the blueprint for financial inclusion worldwide🛠 The frictions of regulation, repatriation, and cross-border flows👥 Why human capital and local talent could be Africa’s ultimate advantageFuraha isn’t just another fintech — it’s building infrastructure that bridges capital and impact in one of the world’s fastest-growing regions.🎧 Watch the full episode now on YouTube, Spotify & Apple Podcasts.Couchonomics with Arjun Season 04 is brought to you by our partners:Adyen https://www.adyen.com/Thunes https://thunes.com/Mastercard https://mastercard.com/E& https://www.eand.com/Digit9 https://www.digitnine.com/SC Ventures https://scventures.io/Hala https://hala.com/Chapters:00:00 Episode Highlights02:40 State of FinTech in Sub-Saharan Africa08:11 Challenges and Opportunities in African FinTech10:48 The Role of Mobile Money and Digital Banks15:00 Investment Dynamics and Regulatory Challenges17:57 Affordability and Financial Inclusion21:46 Alternative Financial Services in Africa27:46 High Cost of Borrowing and Risk-Based Pricing28:36 Purpose-Driven Financing33:37 Addressing the Education Financing Gap35:43 Building an Ecosystem for Education Loans37:42 Why Uganda?45:29 Future Expansion and Challenges48:04 Business Model and Partnerships52:25 Vision for the Future55:26 Conclusion and Final ThoughtsOur website 👉 https://bit.ly/3jk7UH0Find us on our social media platforms: Arjun's LinkedIn https://www.linkedin.com/in/arjunvirsingh/ CCN LinkedIn https://www.linkedin.com/showcase/couchonomics-with-arjun-singh/ Instagram https://www.instagram.com/couchonomics/ Twitter https://twitter.com/Arjun_Vir_Singh?s=20 TikTok https://www.tiktok.com/@couchonomics Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E

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